6 Tips To Keep You Motivated, While Building Your Business On the Side

BY: - 25 Sep '13 | Money

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Raise your hand if you want to quit your 9-5 and start your own business. Raise your hand if you are ready to quit your 9-5 and start your own business.

Is your hand still up? I know that mine isn’t.

While I fantasize about quitting my 9-5 nearly every day to work for myself, I know that my business is not ready; I still need the income from my full-time job to invest in building a strong and sustainable foundation for my future of self-employment.

Working full-time while building your side-hustle is definitely a juggling act, but it can be done. Your time is limited, so you have to use it wisely. On top of that, since building your brand on the side takes more time, you will need even more patience, hope, and motivation when the realities of little sleep, incremental progress, and the desire to give up hit you.

Here are some ways that I stay productive and motivated on this journey toward self-employment. I hope they are helpful to you.

1. Calculate How Much Time You Can Actually Commit To the Business: From Monday-Thursday, I have committed to dedicating two hours per day to working on my business.  On Fridays, I try to rest, go out with my husband or catch up on my sleep. As for the Saturdays, I can realistically work on my business for 6-8 hours. On Sundays, I can put in 4-6 hours. With between 18-24 hours weekly and 72-96 hours monthly, I can think more strategically about how to prioritize my tasks.

2. Go To a Coffee Shop, Library, or Diner To Work On Your Business Before You Go Home: I don’t know about you, but it proved difficult, if not near impossible, for me to seriously work on my business once I got home from work because of all of the distractions—cable, Facebook, Twitter, and my bed. But I had to come to a point where what I wanted for myself in the future became more important than giving in to my laziness in the present.

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About the author

Kara Stevens wrote 141 articles on this blog.

Kara is a motivational speaker, life coach, and founder of the personal finance and lifestyle blog The Frugal Feminista .

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Money Monday: Sneaky Traffic Traps That’ll Sap Your Wallet Dry

BY: - 30 Sep '13 | Money

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In today’s tough economy everyone is looking for ways to raise revenue, and that means automobile owners are increasingly paying the price. Here’s a look at a few of the more outrageous automobile money traps.

Red Light Cameras

Perhaps you’ve noticed these cameras at busy intersections. Run a red light and a camera takes a picture of your license plate. Days later you’ll receive a $100 dollar ticket in the mail.

Sounds great. Who needs Mad Max screeching though red lights, injuring and maiming the innocent?

But what you may not know is that a large percentage of red light tickets are not given for running red lights, but for not coming to a COMPLETE stop before making a right turn on red.

You are not allowed to come to a near complete stop.
You are not allowed to slow down to a crawl before turning.
You are not allowed to creep to the corner and ease your way into the turn.

YOU MUST MAKE A COMPLETE STOP AT THE RED LIGHT BEFORE TURNING.

And you better stop before the white line, or else a big fat ticket may be waiting in your mailbox.

So many people have received tickets for not coming to a complete stop that consumer advocates have taken notice.

In a Chicago suburb consumer outrage led to the removal of a red light camera stationed outside a popular shopping mail. The single red light camera had doled out over $1 million in tickets in just three short months.

Your Best Bet: Make a FULL STOP before turning on red.

Parking Lot Boots

You’re looking for parking when you notice a half full lot. You park and proceed to get your shop on at the nearby stores. Returning a couple of hours later, you’re surprised to find a big fat boot locked onto your front tire.

It’s a common mistake.

Many fail to notice the signs warning people that a parking lot is reserved for customers patronizing a particular store. Leave that store and wander to another retail establishment and you’re subject to get booted.

I’ve personally witnessed boot men hiding in cars and watched as they pounced to place a boot as soon as an unsuspecting customer wandered to another store.

Your Best Bet: When entering a parking lot always look for signs listing potential parking restrictions.

No Breaks on Holidays

It’s a cold Thursday morning as you snuggle in your warm bed. You remember you parked your car at a meter last night. Nothing to worry about, it’s Thanksgiving.

Think again.

In the past, cities generally suspended parking regulations on holidays, but now the free ride is over. Many municipalities are now requiring you to feed the meter and follow parking regulations even on the holidays.

Chicago, for instance, eliminated its parking meter holidays for New Year’s Day, Memorial Day, 4th of July, Labor Day, Thanksgiving and Christmas.

Your Best Bet: Just because it’s a holiday doesn’t mean you can necessarily go light on the quarters. Understand your city’s holiday parking rules.

“Hidden” Parking Signs

When I lived in Chicago, I would frequently notice seven or eight cars in a row with freshly placed tickets. It seems they all missed the “Wednesday, No Parking for Street Cleaning” sign that prohibited parking from 7am to 9am.

But you’d be hard pressed to blame them. It was hard to find the sign. Just a single lonely placard stuck in the middle of a super block was all there was to warn motorists.

Yet, these types of signs are common throughout Chicago and the rest of the country.

Your Best Bet: Carefully look for parking regulation signs, even if it means walking several yards in front or behind your parked car.

More than ever, municipalities are looking to make money off you. Don’t let them. Be careful when you drive and always pay attention to posted signs.

BMWK, have you ever been the victim of sneaky traffic traps or parking regulations?

About the author

Alonzo Peters wrote 285 articles on this blog.

Alonzo Peters is founder of MochaMoney.com, a personal finance website dedicated to helping Black America achieve financial independence.

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