4 Questions to Ask Yourself When You Are Considering Leaving Your Current Job

BY: - 17 Jun '15 | inspiration

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You have been at a job for a few years and you are beginning to get restless. So, you throw your hat in the ring and apply for a few jobs that pique your interest. You go through the interview process, slay it, and are extended offers from all the potential employers.

You tell your friends and family, but they seem more excited about the prospects than you.

You ask yourself, “I went through all of this, but why don’t I feel good about this? What’s wrong with me?”

And independent of this need to self-reflect, you are going to have to answer the basic question of which job, if any, will you take, by a firm deadline.

Now, this is the part of the article where I give you a step-by-step guide on what to do.

But I’m sorry to disappoint, I think how and why someone chooses or doesn’t choose a job is very specific to the emotional, financial, and spiritual realities of that individual at that time in their lives.

So instead of telling you what you should do, I would prefer to leave you with some questions to think about to help you make the decision that best suits you.

Is it really a new job that you are looking for? Sometimes when you think you are tired of a job, you may not be really tired of the job. You may just be tired of routine, your current responsibilities, or your monotony of your environment. Perhaps you may want to speak to your supervisor about other things that you want to do besides what’s in your current job description. Try sitting down and thinking about what’s wrong and missing from your current work situation, propose a solution, and then execute it. Maybe once you go through that process, you may have a better understanding of how you really feel about your work and what your next step will be.

How does this job impact your free time? In a world where our careers have become synonymous with life, we can forget that for some people, work is work, no matter how passionate they feel about their job. They love their job, but they need to have time for their families, volunteer work, health, and social causes. If you fall into this category, then choosing jobs that allow for flexibility or are not time-suckers may be a big factor when considering which job to take.

How are your finances? If the new jobs promise at least a 15% increase in your current salary or provide company perks like matching contribution to retirement, paid maternity leave, flex time, or tuition reimbursement, then moving for the money may be something you may consider if you already are feeling meh about work in general. More money may be enough of a motivation to give you a reason to go work and feel better about being there. It can also give you the seed money for any entrepreneurial endeavor that you may want to pursue.

Is there another field that you really want to explore? Applying for jobs in a field that you are good at, but don’t love, won’t bring any level of satisfaction, I promise. I know from experience. So, if you know this about yourself and you are willing to deal with the possible consequences that accompany a shift in career (i.e. decrease in pay, having to rebuild your network), then maybe you should explore it.

Career satisfaction is important to most people, but attaining it is a very personal choice and it requires a lot of honesty and risk-taking.

Best of luck as you make your way. 

BMWK Family- What do you think? What other questions should you consider when making decisions about what job offer to accept?   

About the author

Kara Stevens wrote 141 articles on this blog.

Kara is a motivational speaker, life coach, and founder of the personal finance and lifestyle blog The Frugal Feminista .

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3 Money Tips for Newlyweds That Will Safeguard Your Marriage From Divorce

BY: - 24 Jun '15 | Home

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Last week, I was on the train sitting next to a couple that was going to marry the next day. They were both wearing “bride” and “groom” sunglasses. They were smacking on gum and they had their feet up on the train seats next to them. The bride-to-be was scrolling through some pictures on her phone and the groom-to-be was looking on—commenting, and cheesing.

They were in bliss.

When I saw the sunglasses, I immediately congratulated them and opened up a book to do some reading.

After a few minutes the groom asked me if I had any advice for them once he noticed my wedding ring.

I love being asked that question as a personal finance coach.

I didn’t have much time to give them my advice because we were approaching their stop, but here are three of the major pieces of advice I gave to them or would give to any couple looking for a place to start with their finances once they combine lives and budgets.

1. Make amassing wealth a priority in your finances.

When I asked about their financial plan, the wife joked and said to her husband, “Hey, you better make a lot of money.” I honestly hope that they were just living off the fumes of pre-wedding bliss in that moment and had talked about their financial future before their big day.

Couples that don’t sit down and talk about how much they want to earn, save, invest, and tithe (for those that subscribe to tithing), then they will suffer a big blow in terms of using their youth and time to maximize their earning and saving potential.

On top of that, it is always more tempting and much easier to spend than save, so if, as a couple, you are not making shared decisions about your financial daily behaviors, you will be doomed to a shared life of living from paycheck to paycheck and drowning in debt.

2. Set up banking systems and structures that work for where you are in your marriage.

There is this ongoing debate about the “correct” or “ideal” number of bank accounts a married couple should have. And I personally think half of the debate is rubbish.

Based on your religious beliefs, personal experiences with the opposite sex and money, how you view money in terms of matrimony, and your current financial circumstances, you and your spouse-to-be’s shared approach to banking systems and structures will vary greatly from the next couple’s.

It will also vary as you both get to know one another more intimately as you grow in your marriage. So, if you want to start with keeping everything separate, then do it. If you want to maintain your individual accounts and establish shared checking and savings accounts, then do it.

If you want to put all of your money in one big bucket, then do it.

Don’t let anyone else’s views on money and marriage force you to do something that neither one is comfortable with.

3. Start saving as soon as possible.

The term “honeymoon” phase is such a misnomer. Aside from the many adjustments you will have to make as a new couple, especially if you haven’t lived together first, it’s important to know that the world doesn’t stop for you and doesn’t stop throwing you curve balls (or dropping anvils) just because you are newly married.

Within the first year of my marriage, my husband experienced a layoff and I was all types of sick. Each of these life occurrences had financial implications. Luckily, my husband and I could sustain ourselves with the loss of income and most of my illness was covered by my insurance.

But what if we weren’t lucky?

I don’t want to be a Debbie Downer; I’m just giving you a bigger picture of how important goal-setting, communication, and action-planning is when money and love mix.

Newly married couples have to expect the best but plan for the worst when it comes to making sense of their finances as a couple.

BMWK- What other advice would you give to newlyweds about money and marriage?

About the author

Kara Stevens wrote 141 articles on this blog.

Kara is a motivational speaker, life coach, and founder of the personal finance and lifestyle blog The Frugal Feminista .

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