For many of us finding extra money in our budget is harder than squeezing blood from a stone. But, follow a few of these savvy money strategies and you might find yourself with more money in no time flat. 1. Learn the fine art of haggling. Americans are notoriously shy when in it comes to the fine art of haggling. But opening your mouth can yield huge results. I once saved … [Read more...]
Money Monday: Retailers Can Now Charge You A Credit Card “Checkout Fee.” Are You Willing To Pay It?
Just when you think you're up to your eyeballs in fees here comes yet another one. As of January 27th retailers are now allowed to charge you a fee for using a credit card. This surcharge could be as high as 4% of the amount of your purchase. The new charge, known as a "checkout fee", is the result of a class-action lawsuit brought by retailers against MasterCard, Visa, and … [Read more...]
Money Monday: The “Secrets” Big Brother Knows About You And Why You Should Care
The digital age has been both a blessing and curse. Twitter, Facebook, blogs, credit cards, and smart phones have all become an integral part of 21st century life. But all of this comes at a steep price"”our privacy. Never before have so many known so much about us, and what they know has financial ramifications. Worse yet, errors and identity theft may … [Read more...]
Money Monday: Kmart Layaways And The Lessons Of Savings
by Dr. Charles Alonzo Peters I grew up in the Dark Ages - no internet, no ipods, no cell phones, and definitely no credit cards. I had heard about the Diners Club Card - but that was for really rich people. Then this thing called MasterCard came out. This too was for the well to do, the kind of people that ironically didn't need credit. This MasterCard wasn't like … [Read more...]