In the middle of this health crisis, you are probably wondering if you should submit your tax return now or later. Amid the COVID-19 pandemic, according to IRS.com, we have until July 15. No matter what your decision is, there are smart money moves to make now! With all of this uncertainty and confusion about the economy, a lot of U.S citizens are facing tough decisions. Many … [Read more...]
Money
Side Hustle: 8 Places To Sell Your Unwanted Clothes For Quick Cash
A while back, I had the opportunity to attend the Get Radical Conference. There, the panelists, keynote speakers, and fellow attendees poured into me with inspiration and practical tips. They wanted to get me from where I am to where I want to be. I was enlightened since I could use these tips as a short-term solution when I'm strapped for cash. But, I could also turn them into … [Read more...]
11 Inspirational Quotes on Money and Wealth from Our Financial Forefathers
As we near tax time, we can't help thinking about money - how much we have or don't have. Since one of my deepest hopes for our community is that we recognize and leverage our economic prowess to improve our collective condition, I wanted to compile some powerful quotes on money. These are from some of our financial forefathers, past and present. I hope they inspire you to make … [Read more...]
Financial Spring Cleaning: 6 Ways to Get Your Money Right this Season
I love what the spring represents. It represents growth, lightness, and newness. That’s why I understand the concept of “spring cleaning” ...out with the old and in the new. For the last couple of weeks, I have engaged in some serious spring cleaning around the house— cleaning out closets, drawers, and files. For the beginning of April, I plan to switch my attention from … [Read more...]
7 Baby Steps to Financial Freedom
Whether you’ve read his books, listened to his audiobooks, or attended his Financial Peace University classes, you’ll never forget the blunt, in your face financial advice of financial guru Dave Ramsey. This man pulls no punches. His plan for your financial success is relatively simple and summed up in seven baby steps to financial freedom. 7 Baby Steps to Financial … [Read more...]
7 Proven Strategies For Making Financial Intimacy a Success in Your Marriage
Financial self-awareness, receptiveness, and understanding play an extensive role in setting the stage to make financial intimacy a possibility for your marriage. In addition to the knowing, there must be the “doing.” Financial intimacy is both a goal and a journey. The only way to attend to growing your financial intimacy in your marriage is through action. … [Read more...]
4 Steps for Preparing Yourself Financially Within Your Marriage
Money and finances are one of the top 3 reasons cited for divorce. It is a very important topic couples must deal with. It erodes a lot of people’s marriage and brings about unbearable stress in the lives of couples. As a couple, you need to have an open and honest dialogue about this topic of money. First, think about how you grow financially within marriage. After you’ve … [Read more...]
Here’s Why Your Credit Score Matters to Generational Wealth
Your credit score is calculated using information compiled in your credit report. It’s a generic term used to describe the three-digit number assigned to you based on your credit history up until a particular moment. Your credit score alerts banks, employers, landlords, credit card companies, finance companies, mortgage lenders, and your potential spouse as … [Read more...]
These 3 Money Exercises Are a Must If You Want to Build Lasting Wealth
Dr. Dennis Kimbro, author of The Wealth Choice: Success Secrets of Black Millionaires says, “I can tell you unequivocally wealth is not a function of gender, not a function of race. It is not a function of circumstance. It is not a function of condition—how the cards were dealt, which side of the town you were born on, but it is a function of choice, a … [Read more...]
5 Estate Planning Moves You Must Make to Leave a Legacy For Your Family
Recently, I got off the phone with my mom, who shared some family updates— the on-goings of our family in the States, Antigua, and Tobago. Most of the news was positive; one piece wasn’t so positive, though. I learned that a family member was at the beginning stages of a debilitating mental and physical illness. When I hear about illness, I can’t help but think about death. … [Read more...]
5 Crucial Tactics For Crafting a Wealth Building Mindset and Securing Generational Wealth
Shifting your money mindset from spending to building wealth is the cornerstone of any wealth-building plan. Achieving this mindset begins with adjusting your overall approach to spending and your overall relationship with consumerism. In addition to the great suggestions offered in the video below, here are five ways you can craft a wealth building mindset and create … [Read more...]
Financial Intimacy: Key Questions You Must Ask Before You Tie the Knot
I spent the majority of my twenties and the early part of my thirties scratching and clawing my way out of student loan debt, establishing my financial priorities, and aligning my spending with my values. So, when I started dating and being receptive to sharing my life with someone, I knew, for sure, that I needed a spouse that held similar financial beliefs to my own. I was … [Read more...]
5 Ways to Kick Financial Infidelity Out of Your Marriage in 2018
Financial infidelity, like romantic infidelity, is rooted in deception, lying, and secrecy. Instead of holding your cards close to your chest when it comes to your relationship with another person, financial infidelity surfaces when you purposely mislead and withhold information about money and money matters. In December 2010, Harris Interactive fielded the Financial … [Read more...]
Why You Need to Stop Whining About Your 9 to 5 in 2018
By: Danielle Pierce So many people have gotten the entrepreneur bug and claim they want to leave their day job. All day on social media, you can see post after post of women claiming they are done with working for someone else and they are going to go after their dream. Typically, you will find lots of comments in agreement with this sentiment and the general consensus … [Read more...]
Here’s How My Son Sold His First House at 14
By: Kito J. Johnson As a single father, I involve my children in nearly everything I do. I’m the broker of a realty firm. That means lots of business meetings and time spent with associates, and they all know who my children are. Family is a very important aspect of my life and so is my business and anyone who knows me will agree. Many professionals love to imagine the … [Read more...]