I subscribe to a few blogs that provide trainings and tools to black women live their ideal lives.

In one of the newsletters, here was the opening message:  “Where do you want to be in the next 6 months?”

“Hmmmm,” I thought, “What a great question.”

My short-list answer to that question is:
1) I want to finish the two books that I’ve been working on this year. (Unmasking the Strong Black Woman in July/August and Don’t Let Him Touch Your Assets in November/December)
2) I want to transition to veganism but make 70% vegetarianism my goal by January 1, 2016
3) I want move into a co-op or condo because NYC rent is mad disrespectful. (October 2015)

Now, I pose that same question to you but from a financial freedom and juicy living perspective.

We have less than 6 months left in 2015 and I have to ask you, “Where do you want to see you and your MONEY in the next six months?”

Can you whip those answers out all quick and dirty the way I just did with a loose timeline as well?

If your answer is “no”, that’s fine but, I implore you to start thinking about your financial goals and how to reach them before you are scratching your head and avoiding your bills for YET another year.

No worries. Try this method.

List three of your financial goals (just like I did above).

Next, write down ONE baby step that you need to focus on in order to move forward.

For example, let’s take my #3 “move into a co-op or condo because NYC rent is mad disrespectful. (October 2015)”.

So my next baby step will be identify 5 co-ops in our household budget and schedule to visit. (Well, that was two baby steps).

There is  time to make change. Yes, this IS possible. Yes, you CAN regain your financial independence with baby steps.  Yes, you can make the last 6 months of the year leave the first six in the dust.  Yes, a little elbow grease and grit can empower you to create the emergency fund, the peace of mind, and the financial future that you want.

BMWK Family- What baby steps will you take toward your financial independence?