Sometimes being broke is a matter of circumstance. We lose a job, suffer a major medical crisis, or weather through an agonizing divorce.
But sometimes being broke is simply a matter of making poor choices. People find themselves penniless because they’ve become proficient in speaking the language of poverty. They internalize wealth destroying beliefs and recite devastating poverty messages. These poverty messages are basically money lies.
“I deserve it”
You’ve work hard, spent endless years in college or participating in other training. You’ve made sacrifices too numerous too count in order to get where you are. And often no one appreciates the long endless days and nights you spend on the job.
So sure, you may feel like you “deserve” your financial indulgences.
But in reality what you truly deserve is an emergency fund, a nice retirement account, and the peace of mind that comes with being debt free, – all of which you’ll never get treating yourself to everything under the sun.
“It’s on sale”
Yes, broke folk marvel at the fact that they’ve snagged that special deal. It’s a sign of ultimate achievement, – 40% off the flat screen, 65% off those sharp pair of shoes.
Never mind the item was probably made in China on the cheap. And forget the fact that you already have a closet stuffed full of shoes, clothes, and everything else under the sun. How could you refuse? It was a once in a lifetime deal.
But remember the golden rule of retail: No matter how good the sale, it’s not a deal if you don’t need it.
“I’ll pay it off at the end of the month”
Isn’t that what everyone says? Sure you have good intentions, but by the end of the month something else always comes up. The car needs an oil change, your property tax bill comes due, or your microwave goes on the blitz. Inevitably some other emergency or expense gets in the way and your best intentions go by the wayside.
Here’s some simple but effective advice: If you can’t pay cash don’t buy it.
Naomi says
These posts need to be proofread. I would seriously hesitate taking any kind of advice from someone who doesn’t know when to use which spelling of to, too or two.
Anonymous says
Wow. They make great points to help our people and your talking about spelling? You guys are doing a great job. Thanks for sharing. Ignore the BS. We appreciate your work.
Anonymous says
Amen! That is why so many people miss the message because they are too busy critiquing the messenger. If I mistakenly left the s off of the word Jesus..would that make Him any less the Messiah….food for thought!
Sunshine says
If the advice is helpful, you don’t take it because of spelling errors or other mistake. I HAVE A WORD FOR YOU….SILLY!! Hope I spelled it right so you can receive it. If the advice helps, it helps.
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