According to the National Institute on Retirement Security, forty-five percent of working-age households do not have any retirement account savings at all. Part of the problem is that many Americans lack access to pensions or employer sponsored 401K or 403b retirement plans. Others can not afford to put hundreds of dollars every month into retirement savings. Some are … [Read more...]
Should Broke People Get Married?
by Tara Pringle Jefferson One of my good friends is engaged but without a ring. She's freaking out because she wants to pick out a nice sized ring, but knows good and well it isn't in their budget. Her predicament has me thinking if it's such a good idea for people to get married before they are financially stable. I realize by this rationale, my marriage would be a … [Read more...]