I love books, and I'm always on the hunt for the best self-improvement books. Despite all of the things that pull my attention on any given day, I make it my business to DEAR (Drop Everything And Read) at least two times a day. I get my reading fix in during my hour commute to work and my hour and fifteen commute from work. That said, here are some of the best self-improvement … [Read more...]
4 Steps for Preparing Yourself Financially Within Your Marriage
Money and finances are one of the top 3 reasons cited for divorce. It is a very important topic couples must deal with. It erodes a lot of people’s marriage and brings about unbearable stress in the lives of couples. As a couple, you need to have an open and honest dialogue about this topic of money. First, think about how you grow financially within marriage. After you’ve … [Read more...]
These 3 Money Exercises Are a Must If You Want to Build Lasting Wealth
Dr. Dennis Kimbro, author of The Wealth Choice: Success Secrets of Black Millionaires says, “I can tell you unequivocally wealth is not a function of gender, not a function of race. It is not a function of circumstance. It is not a function of condition—how the cards were dealt, which side of the town you were born on, but it is a function of choice, a … [Read more...]
Financial Intimacy: Key Questions You Must Ask Before You Tie the Knot
I spent the majority of my twenties and the early part of my thirties scratching and clawing my way out of student loan debt, establishing my financial priorities, and aligning my spending with my values. So, when I started dating and being receptive to sharing my life with someone, I knew, for sure, that I needed a spouse that held similar financial beliefs to my own. I was … [Read more...]
5 Ways to Kick Financial Infidelity Out of Your Marriage in 2018
Financial infidelity, like romantic infidelity, is rooted in deception, lying, and secrecy. Instead of holding your cards close to your chest when it comes to your relationship with another person, financial infidelity surfaces when you purposely mislead and withhold information about money and money matters. In December 2010, Harris Interactive fielded the Financial … [Read more...]
Why You Need to Stop Whining About Your 9 to 5 in 2018
By: Danielle Pierce So many people have gotten the entrepreneur bug and claim they want to leave their day job. All day on social media, you can see post after post of women claiming they are done with working for someone else and they are going to go after their dream. Typically, you will find lots of comments in agreement with this sentiment and the general consensus … [Read more...]
Start Building Wealth With These 3 Real Estate Investing Resources
Here’s a simple truth. It’s almost impossible to become financially independent working a 9 to 5. As Robert Kiyosaki points out in his book Rich Dad, Poor Dad, the disadvantages of being an employee are just too numerous. Taxes, for one, crush your wealth building ability. Worse yet, you’re not guaranteed job security. And if you don’t work (get sick, injured, laid off, etc), … [Read more...]
These 4 Traits Can Turn Your Child Into a Money Mastermind
You want the best for your children. So what can you do to ensure they become adults who are happy and prosperous, rather than ones who are stressed out, living paycheck to paycheck? Teaching them about saving, debt, and compound interest is a good start; but instilling them with the right attitudes and mindsets is even more important. That’s because psychological failings … [Read more...]
5 Financial Tips to Keep Money from Ruining Your Relationship
By: Dr. George James Some say that money is the root of all evil while others believe the love of money is the source of all evil. In loving committed relationships, money can become the evil that breaks the couple up. In a healthy relationship, it is important for the couple to talk about money, discuss spending habits, figure out how to pay bills together and develop a … [Read more...]
5 Easy Ways to Trim the Fat and Put Cash Back in Your Pocket
A few days ago I renegotiated my Direct TV cable bill. After a quick ten minute call my bill was slashed by $60 a month for the very same cable package. I also got NFL Sunday Ticket thrown in for free. I'll save $720 a year, after just a ten minute phone call. Of course if I had been really smart I might have cancelled my Direct TV service altogether, but being a diehard … [Read more...]
The Next Recession is Overdue. Here Are 4 Ways You Can Prepare for It
In the words of the popular Game of Thrones television series, “Winter is Coming.” But with the threat of a recession in the future, are you financially prepared? That’s one of the questions raised by a new GoBankingRates survey which found that not only are many of us still reeling from the last recession which occurred nearly a decade ago, but we're also ill-prepared for … [Read more...]
Pay Yourself First in These Areas to Achieve the Success You Crave
Pay yourself first. It’s advice advocated by David Bach and a long line of financial gurus. Financially, this refers to setting aside a small portion of your income to fund your financial priorities like savings, investing, and paying off debt. But paying yourself first applies to the rest of life as well. In so many ways, we take care of everyone and everything else before … [Read more...]
5 Important Things Women Often Overlook Because They’re in LOVE
I love my husband. I’ve known him for 20 years and we’ve been married for over 8 years. We have two kids together and a third on the way. Our lives aren’t perfect, but we certainly love what we have built. We’ve been blessed. But can I tell you a secret? My love for him is not why we are together. Sure, loves plays a role. After all, I would never marry a man I didn’t … [Read more...]
Women: 5 Easy Ways to Live a Fabulous Life for Less
There is a saying in Antigua “one, one, full basket” meaning that every bit, no matter how small, will have an impact on your overall goal, especially when it is a financial one. When those “bits” are tiny deposits into an account, you will eventually have a hefty reserve if you keep at it. On the other hand, if you continually withdraw those little bits for “here and there” … [Read more...]
5 Things that Change with Marriage…and Why It’s OK
"I'm just afraid everything will change!" Yup…that seems to be the number one fear of most men as they start to entertain the idea of marriage. Maybe it's the horror stories they've heard from other men; or maybe it's the transformation they've seen some women undergo after marriage; or maybe it's just a lack of understanding of what marriage is really all about. The … [Read more...]