Some people think being single during the holidays is depressing. Many may feel lonely or left out because they don’t have a significant other at their side. Well I am here to tell you that just because you are single does not mean you are at a disadvantage. In fact, you have the advantage of being unattached during the holidays. I’ve listed my top 5 advantages … [Read more...]
Money Monday: Save Money and Slash Debt with this Budget Friendly Plan
“Money is a great servant, but a bad master” To achieve financial success, you must become intentional about your money. You can’t be a passive bystander. As we discussed last week, the first step to taking control of your money is tracking and understanding exactly where your dollars are going. Once you actually understand where your money is currently flowing, you can … [Read more...]
Money Monday: 7 Quick Tips That Could Save Your Family Over $1000 Every Year
Did you know that the average family of four throws away between $1,350 to $2,275 worth of food every single year? That’s one large chunk of change. That's money that could be used to pay down debt, fund a retirement account, or take a family vacation. Worse yet, according to the Environmental Protection Agency, more than 96% of the food we discard ends up in landfills where … [Read more...]
14 Frugal Ways to Celebrate Valentine’s Day
By Toni Husbands February is upon us and one of the most popular celebrations of love – Valentine’s Day – is coming soon. Americans spend on average $133 each year to emote affection. The Debt Free Divas are huge advocates of enjoying life while fixing finances. You’re more likely to stick with a debt free plan when you can find frugal ways to build in the fun. Enjoy 14 … [Read more...]
Money Monday: 7 Ways to Eat Healthy, Lose Weight and Save Money at the Same Time
Anyone who has tried can tell you, losing weight and staying healthy can be a challenge. Yet, by making small changes in our eating habits, not only can we shed the excess pounds, but we can also save money in the process. Here are some of the small ways you can slim your waistline and fatten your wallet: Watch Out For Those Liquid Calories Liquid nutrition in the form of … [Read more...]
Money Monday: 8 Ways Your Cell Phone Camera Can Make Life Easier
The typical smart phone can set a customer back $400 or more, a price we pay by way of our monthly cell phone bill. As a consumer spending that type of money, you want to get the most out of your cell phone. Here are just a few ways you can take advantage of your cell phone camera to become more productive and save more money. Document your rental car condition When I … [Read more...]
Money Monday: 7 Simple Tips to Recharge Your Finances
Do you want to take charge of your finances? Are you interested in keeping more of your own money? Consider implementing these simple money strategies. Before you know it, you’ll see more cash in your bank account. [imagebrowser id=276] … [Read more...]
Money Monday: 3 Ways to Buy More Happiness with Your Money
How do we get the most happiness bang for the buck? It might not be in ways we thought. Madison Ave paints the American picture of happiness with the broad brush strokes of fine clothes, new cars, and big houses. But reality tells a much different story. In their book Happy Money: The Science of Smarter Spending, authors Elizabeth Dunn and Michael Norton utilize a growing body … [Read more...]
4 Tips To Help You Save Money and Eliminate Debt Before 2014
I recently hosted my first Twitter Chat on money management basics. One of the obstacles that many of us still face is reigning in our spending and paying ourselves first. Get a head start on your 2014 financial goals by being proactive about what you do with your money for the remainder of 2013. You still have time to do all of the following: Automate your Payments One of … [Read more...]
7 Ways to Spend Less Despite Paying More in Taxes
I spend my paycheck before it's directly deposited into my bank account. Almost every dollar's designated to a bill or expense. This January, I plan to pay off my sugar daddies who dump me at the end of the month. You know the type--my apartment manager who lets me live under his roof until the first of the month passes. My customer service representative whose credit card … [Read more...]