This is not breaking news: African-American women are usually the primary decision-makers and chief breadwinners for our families; we must make the decisions for all family consumption from shopping for food, clothing, and shelter as well as well-being (healthcare), transportation and recreation. We, however, in many cases need more support and financial literacy to help us … [Read more...]
5 Smart Things to Do with Your Money Before You Turn 30
Just for the record, your 20s are not a throwaway decade. While it is expected that you will make mistakes when it comes to your finances, it is not expected that you will habitually make money mistakes all willy-nilly for a full ten years. Before you turn the big 3-0, make sure you check the following off your financial bucket list. Create an emergency fund. Your … [Read more...]
Money Monday: What’s The Secret To A Secure Retirement?
According to a recent survey by the Consumer Federation of America and Certified Financial Planner Board of Standards, about half of Americans are behind in retirement savings and only 34% of Americans say will be able to retire by age 65. As a result, some of us are planning to work longer. But as Dan Kadlec over at Time magazine points out, 57% of people quit work earlier … [Read more...]