Maybe you haven't heard, but big banks are still in the game of taking advantage of you. This past week the Consumer Financial Protection Agency announced that Wells Fargo, one of the nation's largest banks, would pay fines of $185 million for scamming its customers. Wells Fargo's employees were guilty of setting up nearly two million fake checking and credit card … [Read more...]
Money
3 Very Doable Steps to Plan Your Financial Fulfillment
Do you have a plan for your money? If you dream of achieving financial abundance, that's the most important question you can ask yourself. When I was younger I indulged in consumerism, spending without a plan. Not giving much thought about money goals, I drifted financially. Aimless spending led me to purchase a new car when I really didn't need one. I rented an … [Read more...]
Housing Horrors: 10 Things to Know When Buying a Home
Three months ago, my husband and I finally realized a long-term dream and purchased a home. We were thrilled. For the past two years, we've been looking for homes, either falling in love with a home we couldn’t afford or finding a slew of dumps and duds within our range. Well in May, it seemed like everything was finally falling into place. We found a house—a turnkey home … [Read more...]
Admit It, You’re a Hoarder! And Your Spending Habits Are Costing You More Than You Think
Quick, you have only 20 minutes to collect your most valuable possessions and evacuate your home. What do you take? What’s the most important to you? What can't you live without? Unfortunately, this nightmare scenario has become all too real for those facing flood waters in Louisiana and wildfires in California. Yet, out of their dire situations, we gain insights … [Read more...]
Got FOMO? Find Out What It Is and How to Use It to Make More Money
By Richelle Thomas We all want to fit in. Adult peer pressure can be a bit more intense than it was in grade school. Instead of being envious of a friend’s new Flintstone lunch box, we are faced with bigger, shinier and often way more expensive items to keep up with. We may feel a little insecure when our friend arrives at dinner in a nicer car or when their spouse has … [Read more...]
Have Your Fun but Keep Your Funds; 7 Simple Tips for Regaining Your Money Mojo
Many of us believe that in order to achieve financial security we need a great salary, extraordinary intelligence or simple luck. The truth is that anyone can achieve financial independence. All it takes is a little discipline. Simple money principles, applied consistently, allow you to obtain the financial abundance you desire. Don't worry about what other people own It's … [Read more...]
Money Monday: How to Flip Your Negative Thoughts to Make it Big; Part II
In Part I of this story, we talked about money scripts and how they impact you, but now we'll address how to turn them around. Money scripts are the limiting money beliefs that derail your best efforts to become financially independent. Unfortunately, we often don’t even realize that we’re under the influence of such self-destructive thoughts, but like clandestine computer … [Read more...]
Sneaking Around with Benjamin and Grant Again? Financial Infidelity is Still Cheating
Yeah, you've been hitting the town with Benjamin and his friends again, hoping your husband doesn't find out. No, you're not having several sordid, lustful affairs with some guys named Benjamin, Grant, Jackson and Lincoln. The characters in question are the namesakes of the bills you keep secretly withdrawing from your savings without your husband's knowledge. Your sneaking … [Read more...]
Want to End Police Brutality? Stop Complaining About Body Cams and Ask for This
Keith Lamont. Terence Crutcher. Alton Sterling. Philando Castile. If you're like me, you struggled with a range of emotions last week over senseless displays of police brutality. But as I processed my sadness, disbelief, disgust, sense of helplessness and outrage, one question kept coming to mind: Why do law enforcement officers continue to get away with murder … [Read more...]
Money Monday: What Are Destructive Money Scripts? And Why Do You Need to Destroy Them NOW?!
Imagine this: All your bills are paid. You rest easy knowing that when the phone rings, a bill collector won't be on the other end of the line. You’re rapidly building a retirement fund, saving for a new home and freely contributing to your church and favorite charities. It feels good to not have to live paycheck to paycheck. Life is fun again without constant financial … [Read more...]
The Key to Success for This Mom and Daughter Duo is Accountability
Would you trust your 9-year-old child to be the C.O.O. of your company? Well, mom and inventor of GaBBY Bows, Rozalynn Goodwin did. And for good reason. Daughter, Gabrielle Goodwin was not only the inspiration for the company, but the then 5-year-old was the driving force to see the company into fruition. It all started with Rozalynn's Twitter rant, in which she … [Read more...]
How You’re Cursing Your Child. The Truth About Generational Blessings
When we think of generational blessings, it usually has something do to with the Bible and God either blessing or cursing a family and their descendants. However, in this article, let’s take a look at the generational blessings we as parents, can set up for our children right now, through the decisions we make. What is a generational blessing? Dr. Tony Evans explains … [Read more...]
Money Monday: 3 Money Lessons You Really, Really Should Tell Your Grad
Sometimes I yearn for the ability to go back and fix the failings of my younger self, knowing that the financial mistakes I made back in the day have cost me dearly. But lacking a time machine, I’ve settled for trying to help others avoid those same financial missteps. So if you have a recent high school or college graduate, teach them these lessons while they're still … [Read more...]
Money Monday: The 4 BIG Expenses That’ll Keep You from Becoming Rich
Eliminating your morning Starbucks coffee and cutting coupons are perfectly legitimate ways to cut costs and rein in your finances. But you’ll never get rich playing so-called small ball. To reach financial success, you need big wins. You need to address the areas of your financial life that will save you not $5 here or $10 there, but tens of thousands of dollars. … [Read more...]
Money Monday: Blessing or Curse? New Jersey Family Wins $430 Million Jackpot
This past Friday the 13th was a lucky day for the Smith family as they stepped forward to claim their $429.6 million Powerball jackpot. Just one week earlier the eight family members had pooled their money together to purchase what would end up being the winning ticket. The winning numbers: 5, 25, 26, 44 and 66 (with Powerball number 9) made the eight members instant … [Read more...]