[tps_header]Complied by Christine St. Vil, Lamar Tyler, Martine Foreman, Vanecia Stevenson and Nina Hemphill Reeder The power of the black consumer dollar is expected to reach $1.4 trillion dollars by the end of 2020. We already represent the largest minority group of consumers, so let's use our power to our advantage. Let's pour our dollars back into our community by … [Read more...]
Money
Money Monday: How to Protect Yourself from a Trump Economy
America has elected Donald Trump as its next president. But what does a Trump presidency mean for your wallet? Trump’s campaign rhetoric has many experts fearing rough economic times ahead. Trump has, for instance, supported getting tough on trade. But some fear a Trump-inspired trade war could plunge the world into another recession. The truth of the matter is that we … [Read more...]
14 Places Offering Veteran’s Day Meal and Drink Freebies
Today is Veterans Day. If you're retired or active-duty military personal, here are some places where you can eat for free today Nov. 11, 2016 (or other dates noted below). Most require veterans to come in uniform and/or show military identification. Applebee’s: get a free meal Bob Evans: get a free meal from a special menu California Pizza Kitchen: free entrée from … [Read more...]
5 Great Ways to Celebrate the Holidays When You Are Dead Broke
It's November already. So if you haven't already started putting money aside for Christmas gifts, then your likelihood of balling out this holiday is looking pretty slim. And if that's the case, then now is a great time to talk about how to get through the holidays when you’re dead broke. Most of us are so used to spending money and buying loads of gifts that it seems … [Read more...]
Election Anxiety? Here Are 5 Popular Job Openings in Canada
If these election night results have you feeling nervous, you're not alone. Credit.com has the story. By Sam Becker It seems like the 2016 election has everyone on edge. Though threatening to flee the country during an election year has become somewhat of a tradition in recent years, this particular election — between two wildly different candidates, Hillary Clinton … [Read more...]
Money Monday: How to Have a Debt-Free Christmas without Being a Grinch
Christmas is a little less than seven weeks away. But planning now for the holiday season will ensure that your Christmas spending doesn't send you to the poor house. Take these simple steps to prevent the holidays from derailing your finances. Create a budget Your budget will become the bedrock upon which rests your holiday spending. Sit down with your spouse to decide ahead … [Read more...]
When Temps Go Low, Bills Go High; 10 Tips to Lower You Utility Bills
For most of us in the U.S., fall weather is starting to set in. That means the cooler weather is here to stay. Whether you've already switched the heat on in your home this fall or you're just weeks away from doing so, here are some tips from Credit.com about how to lower your utility bills. By Christine Giordano Last year, most of us in the colder states got lucky with … [Read more...]
Money Monday: 5 Money Tips That’ll Turn Your Child into a Financial Rockstar
It's no secret that many Americans are struggling financially. Many of us are stuck in a paycheck-to-paycheck cycle or are so submersed by debt that it's hard to imagine another way of life. And no one wants their kids fall into the same financial traps that many find in adulthood. You want better for your children. You want your kids to confidently earn, save, and manage … [Read more...]
How to Donate to Haiti and Hurricane Matthew Relief While Avoiding Shady Charities
Last week, Haiti was ravaged by Hurricane Matthew. As of Sunday, Haitian government officials stated the death toll was up to 1,000. Furthermore, officials are deeply concerned about famine and Cholera outbreaks, which have already plagued the nation. If you're interested in donating humanitarian relief and aid to Haiti or other regions affected by Hurricane Matthew, you may … [Read more...]
Money Monday: Don’t Let This One Mistake Cost You Thousands in Financial Aid Dollars
Trying to figure out how to pay for college will keep any parent up at night. Unfortunately, mistakes made while applying for financial aid could cost your child thousands of dollars in lost aid. Consider the FAFSA (Free Application For Federal Student Aid). The FAFSA is your gateway to obtaining money to pay for college. While its intention is to determine eligibility for … [Read more...]
Should Making More Money Make You the Boss in Your Home?
My husband makes more money than I do. I don’t think it means anything special. It’s just a fact. I appreciate all he does for our family, and he knows it, but his income is simply a fact. It’s been a fact since we got married. Will it always be a fact? Maybe not. If I keep hustling the way I am, probably not. There may be a moment when we sit down and I say, “Babe, looks … [Read more...]
Why Your Children Are the Perfect Targets for Identity Theft
We've all heard the jokes and stories of parents and relatives wrongly putting credit cards, appliances, phone bills, etc. in a child's name. But guess what? It's a very real problem. And the culprits aren't just family members. Scammers and identify thieves are targeting your children, too. Children are actually a perfect target for identity fraud because they often have … [Read more...]
The Best Tool Every Family Should Utilize but Everyone Always Hates
Do you cringe when you hear the word budget? My younger self certainly did. A budget screamed deprivation. It was the unbearable straight jacket that would suck all the joy out of life. Not to mention the fact that budgeting seemed intrusive and time-consuming. Let’s face it, budgeting sounds as inviting as getting up at 5 a.m, to hit the gym. Perhaps that’s why a … [Read more...]
The Rise of Momtrepreneurs; Black Women Are Fastest Growing Group of Business Owners
Who knew? While women continue to fight glass ceilings in the corporate workforce, a rising number of women are making the big decision to jump ship and go into business for themselves. According to statistics from the U.S. Census, more women are plunging into entrepreneurship—female businesses have grown by almost 30 percent over a five-year span. Furthermore, black women … [Read more...]
Money Monday: Solve Your Money Problems with 3 Brilliant Ways to Make More
You've been on a quest to get your money game straight; you read financial websites, watch money shows and buy lots of books. Perhaps you've even talked to friends and family—or even an advisor—about how to improve your finances. But you still find yourself with more bills, debt and problems than actual money. Could all the information you've devoured be … [Read more...]